Family Office Glossary

Family Office Glossary

Essential terms and definitions for understanding the family office industry and wealth management concepts.

Principal

The lead wealth owner or key decision-maker in a family office structure....

Learn More →

Beneficiary

An individual entitled to receive distributions from a trust or estate plan....

Learn More →

Assets Under Management (AUM)

The total value of assets a family office manages on behalf of the family....

Learn More →

Basis Points (bps)

A unit of measure equal to 0.01%, often used in fee calculations....

Learn More →

Outsourced CIO (OCIO)

A third-party investment manager hired to manage all or part of the family's portfolio....

Learn More →

Concierge Services

Lifestyle support including travel, security, and household management....

Learn More →

Wealth Preservation

Strategies focused on protecting capital over generations....

Learn More →

Controller

A senior accountant managing budgets, reporting, and compliance....

Learn More →

Back Office

Support functions including accounting, reporting, and technology infrastructure....

Learn More →

Single-Family Office (SFO)

A family office dedicated to serving one ultra-wealthy family....

Learn More →

Multi-Family Office (MFO)

A firm serving multiple families with shared resources and services....

Learn More →

Registered Investment Advisor (RIA)

A fiduciary entity registered to manage investments for clients or families....

Learn More →

Assets Under Management (AUM)

Assets Under Management (AUM) represents the total market value of investments that a family office manages on behalf of clients. **Components of AUM:** - Liquid investments (stocks, bonds, mutual fu...

Learn More →

UHNW (Ultra-High-Net-Worth)

Ultra-High-Net-Worth individuals are those with investable assets exceeding $30 million, according to most industry definitions. **Key Characteristics:** - Investable assets: $30 million+ (excluding ...

Learn More →

Trust

A legal structure that holds assets on behalf of beneficiaries, often used for tax and estate planning....

Learn More →

Succession Planning

The process of preparing the next generation to manage wealth and leadership roles....

Learn More →

Family Office Executive

A C-level leader such as CEO or CIO responsible for strategic and operational management....

Learn More →

Breakeven Analysis

A comparison showing the point at which one cost model becomes more efficient than another....

Learn More →

Fee Structure

The pricing model used by family offices, such as fixed, retainer, or AUM-based....

Learn More →

Retainer Fee

A fixed annual fee charged by MFOs in addition to asset-based fees....

Learn More →

Performance Fee

A fee based on investment returns, often used in hedge fund-style strategies....

Learn More →

Co-Investment

An arrangement allowing the family to invest directly alongside other parties, often at lower fees....

Learn More →

Foundation

A nonprofit structure used by families for philanthropic giving and legacy building....

Learn More →

Fiduciary Duty

A legal obligation to act in the best interest of another party....

Learn More →

Governance Framework

The decision-making structure used within the family office or enterprise....

Learn More →

Philanthropic Advisory

Guidance on charitable giving, impact investments, and donor-advised funds....

Learn More →

Next-Gen Education

Programs that prepare younger family members for wealth stewardship....

Learn More →

Family Office Director

A general manager overseeing daily functions and aligning stakeholders....

Learn More →

Administrator

Handles documentation, data, and coordination with service providers....

Learn More →

Family Governance

Family Governance encompasses the structures, processes, and policies that guide decision-making and relationships within wealthy families across generations. **Core Components:** **Family Constitut...

Learn More →

Single Family Office (SFO)

A Single Family Office (SFO) is a private wealth management organization that serves exclusively one ultra-high-net-worth family. **Key Characteristics:** - Dedicated exclusively to one family - Typi...

Learn More →

Alternative Investments

Alternative investments are non-traditional investment assets that typically provide diversification beyond public stocks and bonds. **Common Types:** **Private Equity:** - Buyout funds and growth c...

Learn More →

Family Office

A private organization managing the financial, legal, and personal affairs of a wealthy family....

Learn More →

Virtual Family Office (VFO)

A decentralized model relying on digital tools and outsourcing....

Learn More →

Fractional Family Office

A part-time or shared service model for families below the SFO threshold....

Learn More →

Multi-Family Office (MFO)

A Multi-Family Office (MFO) is a wealth management organization that serves multiple ultra-high-net-worth families, sharing resources and expertise. **Key Characteristics:** - Serves multiple wealthy...

Learn More →